Parr Richey Frandsen Patterson Kruse

Call For A Free Consultation Today | 317-505-1342

  • Home
  • About Our Firm
    • Attorney Profiles
    • Our Firm History
    • Why Choose Us?
    • Articles
    • Blogs
    • Newsletters
    • Verdicts And Settlements
  • Personal Injury
    • Car Accidents
    • Truck Accidents
    • Catastrophic Injuries
    • Dog Bites
    • Medical Malpractice
    • Premises Liability
    • Product Liability
    • Wrongful Death
    • More Practice Areas
  • FAQs
  • Attorney Referrals
  • Communities Served
    • Indianapolis, Indiana
    • Bloomington, Indiana
    • Columbus, Indiana
    • Fort Wayne, Indiana
    • Gary, Indiana
    • More Communities Served
  • Contact
  • Home
  • About Our Firm
    • Attorney Profiles
    • Our Firm History
    • Why Choose Us?
    • Articles
    • Blogs
    • Newsletters
    • Verdicts And Settlements
  • Personal Injury
    • Car Accidents
    • Truck Accidents
    • Catastrophic Injuries
    • Dog Bites
    • Medical Malpractice
    • Premises Liability
    • Product Liability
    • Wrongful Death
    • More Practice Areas
  • FAQs
  • Attorney Referrals
  • Communities Served
    • Indianapolis, Indiana
    • Bloomington, Indiana
    • Columbus, Indiana
    • Fort Wayne, Indiana
    • Gary, Indiana
    • More Communities Served
  • Contact
Email

CALL

Photo of John M. McLaughlin, Tony W. Patterson and Paul S. Kruse

Helping You Put Your Life Back On Track After A Serious Injury

  1. Home
  2.  ► 
  3. Civil Litigation
  4.  ► 
  5. The myth about frivolous lawsuits–what insurance companies don’t tell you

The myth about frivolous lawsuits–what insurance companies don’t tell you

Parr Richey Frandsen Patterson Kruse LLP | Feb 23, 2009 | Civil Litigation, Paul Kruse, Personal Injury Litigation |

I have been a personal injury attorney at the law firm Parr Richey Frandsen Patterson Kruse for the past 30 years. Insurance companies and their clients have ignored the facts about personal injury litigation and propagate the myth that frivolous claims threaten society. In fact, insurance companies only pay for harm caused by their insured. Claims that have no substance–if they exist–are dismissed by the court or are lost at trial.

I responded to a recent newspaper editorial written under the headline: “Lawyers, spurious lawsuits threaten a potential civic disaster”. Too many newspaper editors have fallen prey to the propaganda campaigns of insurance companies who try to poison the perception of the public–and potential jurors in our community–about the impact of litigation on our society. In fact, our homes, cars, products and lives are safer because personal injury lawyers hold manufacuturers and others accountable for their misconduct.

Attached is my entire letter to the Editor for the Lebanon Reporter:

Dear Editor:

I am compelled to respond to the recent editorial of Stephen Dick under the title “Lawyers, spurious lawsuits a potential civic disaster”. Mr. Dick relies upon a single Supreme Court ruling and the view of Phillip K. Howard, an avowed advisor to huge corporations and executives, to suggest the need for “tort reform”.

The conservative press in general, and Mr. Dick in particular, have bought into the propaganda campaigns of the insurance industry and corporate executives to mislead the general public about personal injury claims. Mr. Dick urges judges “to be bold enough to throw (frivolous) suits out”, as if there are lots of these kinds of cases being filed that somehow threaten “a potential civic disaster”.

But the impression he wants to suggest, that there are, in fact, frivolous claims being filed everywhere, is a fiction created by the insurance industry and corporate executives. It simply isn’t true. That isn’t to say that it never occurs, but for every claim that is deemed “frivolous”, there are millions of “legitimate” claims caused by careless or irresponsible conduct. Self declared “tort reformists” use exaggerated headlines about these rare cases to malign the claims of innocent victims.

Judges are already empowered by state law to dismiss a claim deemed “frivolous”. But in my 30 years as a personal injury attorney, I have never seen a defendant attempt to do so. A real “civic disaster” would happen if our legal system couldn’t hold wrongdoers accountable for their misconduct.

The campaigns that Mr. Dick and Mr. Howard support ignore the effectiveness and purpose of a judicial system that allows injured persons the right to assert a claim for damages caused by another person’s negligence. Not only does it provide the aggrieved person a remedy for the misconduct of another, but the collective results of the system help everyone.

The U.S. Consumer Product Safety Commission’s recent annual report states that there has been a 30% decline in the rate of deaths and injuries associated with consumer products over the past 30 years. It is no coincidence that improvements in the safety of such products have occurred since the 1970s, when the number of personal injury claims arising from dangerous products began to rise.

The National Highway Traffic Safety Administration reports that the overall number of traffic fatalities on the nation’s highways in 2008 will be the lowest number since 1994. More impressive is that the fatality rate per 100 million vehicle miles traveled declined to its lowest point in history. Improvements in the design and maintenance of highways and safety design changes in motor vehicles are reactions to claims of persons who were killed or injured as the result of dangerous and defective conditions in vehicles and roads.

Rather than focus on the improvements in our society that trial attorneys have caused, the insurance companies and corporations would lead us to believe that society has an impending civic disaster. They ignore the fact that every claim must survive the scrutiny and common sense of our judges and juries. Meritorious claims for harm caused by another’s negligence will prevail. And just as importantly, meritorious defenses will also prevail!

Corporate executives and insurance companies have the resources and financial incentives to hire political lobbyists and spokespersons like Phillip K. Howard to advance their interests in the legislature and in the conservative press. Trial attorneys are the only spokespersons for injured victims, and our only venue is the judicial system. The system, provided by our Constitution, has served us well for over 200 years. It ultimately protects everyone, victims and alleged wrongdoers, from the misconduct of others.

Please, Mr. Dick, don’t let corporate executives and insurance companies mislead you. We need to protect victims’ rights too.

Paul Kruse

What should you do after a crash on I-465 or I-70?

On Behalf of Parr Richey Frandsen Patterson Kruse LLP | May 27, 2025 | Car Accidents

You're driving I-465 like you've done a hundred times before — fast, focused and trying to get somewhere. Then it happens. A sudden jolt, a loud impact, maybe the screech of tires or the crunch of metal. Everything feels disoriented for a second, but your mind starts...

The rights and duties of bicycle drivers in Indiana

On Behalf of Parr Richey Frandsen Patterson Kruse LLP | May 15, 2025 | Bicycle Accidents

Bicycling is a beloved activity for many in Indiana, offering a means of transportation and a way to enjoy the outdoors. Still, sharing the road with motor vehicles can present significant risks. To safeguard cyclists, Indiana has various laws that address bicycle...

Costs of loss: recovering damages in child wrongful death cases

On Behalf of Parr Richey Frandsen Patterson Kruse LLP | Apr 28, 2025 | Wrongful Death

You can lose the ones you love for the most mundane reasons. A seemingly innocent meal purchased at a local grocery store can cost you more than you intended to pay. Late last year, grieving mother Shantria Weddle filed a wrongful death lawsuit. Weddle’s 12-year-old...

Modern twists on the age-old problem of distracted driving

On Behalf of Parr Richey Frandsen Patterson Kruse LLP | Mar 31, 2025 | Car Accidents

We all know texting while driving is dangerous. But have you looked around your car lately? Modern vehicles come packed with screens, buttons and alerts that can pull your attention from the road just as quickly as a phone. And outside your windows are plenty of...

What are the most common causes of car accidents in Indianapolis?

On Behalf of Parr Richey Frandsen Patterson Kruse LLP | Mar 21, 2025 | Car Accidents

Several factors consistently contribute to vehicular accidents in the Indianapolis area. Data shows the following are top causes of accidents in the area: Alcohol: Recent research conducted by Indiana University’s Public Policy institute finds that a top cause of...

What are unique factors of commercial truck accidents?

On Behalf of Parr Richey Frandsen Patterson Kruse LLP | Mar 21, 2025 | Truck Accidents

When driving on Interstate 465, I-70 or I-65 around Indianapolis, you’ve likely felt dwarfed by massive commercial trucks barreling down the highway. The sheer size disparity between your vehicle and a fully loaded semi creates potentially catastrophic consequences in...

Am I liable for a car accident on a slippery road?

On Behalf of Parr Richey Frandsen Patterson Kruse LLP | Mar 20, 2025 | Car Accidents

Heavy rain or snow can create hazardous driving situations. Wet roads can cause cars to slide or skid, making it hard to control your vehicle. Icy patches are even more dangerous, as they can be nearly invisible and cause sudden loss of traction. On snowy or rainy...

When Businesses Have a Duty to Protect Their Customers: The Foreseeable Attack

Parr Richey Frandsen Patterson Kruse LLP | Dec 12, 2023 | Premises Liability

On November 29, 2023, the Indiana Court of Appeals published its Opinion in Brummett v. Bailey, 23A-CT-683, slip op. Brummett is the latest case in a string of Indiana Court of Appeals decisions following the Indiana Supreme Court’s Goodwin v. Yeakle’s Sports Bar & Grill, Inc., 62 N.E.3d 384, 389 (Ind. 2016). In these cases, the courts have been grappling…

Thu v. Willis and the Necessity of Expert Medical Testimony

Parr Richey Frandsen Patterson Kruse LLP | Aug 28, 2023 | Car Accidents

On March 13, 2023, in a memorandum decision, the Indiana Court of Appeals affirmed a trial court’s decision for the plaintiff in a negligence complaint despite the defendant-appellant’s argument that the plaintiff failed to provide sufficient evidence that the car accident at issue was the proximate cause of his injuries. In this case, Thu v. Willis,[1] Guy Willis Sr. (“Willis”)…

Erie Insurance Exchange v. Craighead: Protecting the Purpose of Underinsured Motorist Coverage

Parr Richey Frandsen Patterson Kruse LLP | May 22, 2023 | Car Accidents, Insurance, Underinsured Motorist ("UIM") Claims

In a case determined in September 2022, the Indiana Court of Appeals decided an important and common issue for injury victims when dealing with their own insurance in its opinion in Erie Insurance Exchange v. Craighead. Many drivers who are injured as a result of an underinsured motorist turn to their own underinsured motorist coverage and medical payments coverage to…

« Older Entries

Recent Posts

  • What should you do after a crash on I-465 or I-70?
  • The rights and duties of bicycle drivers in Indiana
  • Costs of loss: recovering damages in child wrongful death cases
  • Modern twists on the age-old problem of distracted driving
  • What are the most common causes of car accidents in Indianapolis?

Archives

Categories

RSS Feed

Subscribe To This Blog’s Feed

Contact Us Today

Parr Richey Frandsen Patterson Kruse

Phone
317-505-1342

  • Follow

Indianapolis Law Office

251 North Illinois Street
Suite 1800
Indianapolis, IN 46204

Lebanon Law Office

225 West Main Street
PO Box 668
Lebanon, IN 46052
Chicago Law Office

One East Wacker Drive
Suite 2600
Chicago, IL 60601

Review The Firm

© 2025 Parr Richey Frandsen Patterson Kruse LLP • All Rights Reserved

Disclaimer | Site Map | Privacy Policy | Business Development Solutions by FindLaw